New Technology and Crime Solving Competency: a Study of Selected Banks in Port Harcourt, Rivers State

Published: 11/13/2025

Volume: vol-1 issue-4
Page Number: 156 - 165
Paper ID: ijsr-756520
E-ISSN: 3092-9539
Keywords: new technology, crime, crime solving competency;

Abstract

This study examines the adoption of new technology as a catalyst for enhancing the crime-solving competence of selected banks in Port Harcourt. With the increasing sophistication of financial crimes, banks have embraced innovative technological solutions such as artificial intelligence, biometric systems, data analytics, and digital surveillance tools to strengthen fraud detection and prevention mechanisms. The study aims to assess how these technological adoptions improve the ability of banks to identify, investigate, and resolve criminal activities efficiently. A descriptive survey design was adopted, and data were collected from staff of selected commercial banks within Port Harcourt using a structured questionnaire. The data were analyzed using descriptive and inferential statistical tools. Findings revealed that the integration of new technologies significantly enhances the capacity of banks to detect suspicious transactions, reduce response time to criminal incidents, and improve overall operational security. The study concludes that technology adoption plays a crucial role in reinforcing the crime-solving competence of banks, thereby promoting financial stability and customer trust. It recommends that banks should continually invest in modern technological infrastructure and provide regular training for staff to ensure optimal utilization of these tools in combating financial crimes effectively.